Simply Piste has teamed up with Essential Travel, internet travel insurance experts, to provide a fast and easy way to book all your travel insurance requirements online. We have negotiated highly competitive prices and excellent cover, specifically for our customers.

For a simple no-obligation quote either click the graphic below or call Essential Travel on 0870 444 1921 and quote 100045

If you are only taking one holiday during the year, single trip insurance is the cover to buy. You need to give the start and end dates of your trip and the cover will apply between those dates but cancellation cover will start immediately. Essential Travel allows you to choose the policy best suited for your requirements. You have the flexibility to exclude baggage cover or add winter sports or golf cover. As long as you are a UK resident, aged 65 or under and starting and ending your trip in the UK you can book a single trip of up to 31 days.

When you are looking for travel insurance, check that the policy matches the particular problems that you are likely to face. If you dont have any kind of cover for your baggage you would not be reimbursed in the event of loss of personal effects, including money and your passport. As replacing a passport will require a visit to the Consulate you may have to pay out for travel and accommodation costs. Travel insurance also covers you in the event of your luggage being delayed on your outward journey, helping with the cost of buying replacement necessities.

Increases in cheap, no-frills flights have made European mini-breaks more popular than ever. But impulse trips and weekend breaks still need proper planning and adequate insurance cover, otherwise the consequences can be serious. An Annual Multi Trip policy will cover you for your main holiday plus any number of shorter trips that you may want to take. You can opt to have cover for 21, 31 or 45 days out of the country on any single trip and take as many trips as you like throughout the year. An annual policy allows you the freedom to travel at your own pace.

Backpacker policies are specifically designed for students planning a gap year. Travelling the world and visiting new places means that it is important for you to be fully covered. If you are going to be attempting something potentially dangerous such as white water rafting or abseiling you must be aware that such hazardous activities are likely to be excluded and you would need to make alternative arrangements to cover this. Most insurance policies will cover you for the usual holiday activities such as surface water sports, horse riding and scuba diving down to a depth of 30 metres.

If you intend to ski or snowboard during the period of your insurance you must select the winter sports option. Not only will you benefit from the high levels of cover you will also be covered for loss or damage to your ski equipment. If you have pre-booked your ski pack prior to departure but are unable to use the facilities due to medical reasons you would also be covered Off-piste skiing within the resort is covered and you can ski off-piste outside the resort as long as you are with a guide. For most, the consequence of travelling without adequate insurance could turn out to be merely a careless oversight, but winter sports can be dangerous and medical costs high. Travel insurance will cover helicopter rescue off the slopes if it is deemed medically necessary and considering that one in ten skiers require some form of medical treatment it will give peace of mind to have full cover.

(Disclaimer: Note that Simply Scuba is acting as an Introducer for Travel Insurance for Essential Travel Limited, all of the above information has been provided by Essential Travel Limited who will assume all liability for the travel insurance sold.)